Life Insurance Active Employee

Life Insurance

Links	Covered Topics
Master Schedule Section 1	Basic Life and Accidental Death and Dismemberment Coverage for Eligible Employees Supplemental Life Benefit for Eligible Employees Optional Life and Accidental Death and Dismemberment Coverage for Dependents
Words and Phrases Section 2	Words and Phrases
Eligibility and Applying for Coverage-Basic Life Coverage for Employees Section 3	Who May Be Covered-Basic Life Coverage for Employees Amount of Basic Life Coverage Application for Basic Life Coverage When Basic Life Coverage Becomes Effective Cost of Basic Life Coverage When Basic Life Coverage Ends Beneficiary-Basic Life Coverage for Employees Facility of Payment-Basic Life Coverage for Employees
Eligibility and Applying for Coverage-Supplemental Life Coverage for Employees Section 4	Who May Become Covered-Supplemental Life Coverage for Employees Amount of Supplemental Life Coverage Application of Supplemental Life Coverage When Supplemental Life Coverage Becomes Effective Cost of Supplemental Life Coverage Right to Require Evidence of Insurability-Supplemental Life Coverage for Employees When Supplemental Life Coverage Ends or Cancellation of Supplemental Life Coverage Beneficiary-Supplemental Life Coverage for Employees Facility of Payment-Supplemental Life Coverage for Employees Bacis Long Term Care (LTC) Benefit
Eligibility and Applying for Coverage-Optional Life Coverage for Dependents Section 5	Who May Become Covered-Optional Dependent Life Coverage Amount of Coverage Application for Optional Coverage When Optional Dependent Life Coverage Becomes Effective Cost of Optional Dependent Life Coverage When Optional Dependent Life Coverage Ends or Cancellation of Dependent Life Coverage Beneficiary-Optional Dependent Life Coverage
Payment of Benefits Section 6	Life Coverage for Employees-Basic and Supplemental Life Coverage for Dependents Accidental Death and Dismemberment Coverage for Employees Accidental Death and Dismemberment Coverage for Dependents
Plan Operations Section 7	Plan Administration Right to Release and Obtain Necessary Information Facility of Payment Right to Recovery Plan Modification and Amendment Plan Termination Subrogation for Life Benefits
Claims Review Process Section 8	Notice of Denial Claim Appeal from Denial of Claim Appeal Procedure Decision of Commissioner Appealable Legal Action Failure to Comply with Time Limits Delivery Requirements for Written Notice
Miscellaneous Section 9	Assignment Governing Law Construction of Plan Document Severability Clause Plan in Effect at Termination of Employment Controls Non-Gender Clause